Lori Hilliard & Nikki Tonelli Kovacik Team Lenders

AJM Mortgage

  • NameDavid Simon
  • LicenseNMLS141277
  • Phone412-916-3543
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About

I have over 20 years experience in the mortgage industry ranging from mortgage consultant to branch manager. Additionally, I have a bachelor’s degree in Finance and a Masters of Business Administration. I specialize in new home purchases as well as refinances. My goal is to make the loan process go as seamless and easy as possible. I work with my clients from application to closing explaining various options that are available along the way. I strive to provide the highest level of customer service on every loan application!

About Lori Hilliard

I bring nearly three decades of experience serving buyers and sellers throughout Western Pennsylvania, with extensive knowledge of Butler County and the surrounding communities. Originally from Jacksonville, North Carolina, home to Camp Lejeune, I moved to Butler County in 1996 and have called Slippery Rock home since 1999. My husband, Michael, teaches at Slippery Rock Middle School, and together we’ve built our lives in the community we proudly serve.

Having lived in Butler, Chicora, and Slippery Rock, I offer clients firsthand knowledge of local neighborhoods, school districts, businesses, and market trends. I proudly serve clients throughout Western Pennsylvania, typically within a 40-mile radius of Slippery Rock.

My business is built on honesty, communication, education, and exceptional client service. Whether you’re buying your first home, upgrading, downsizing, or selling an investment property, I provide organized, responsive guidance and always put your goals first.

As the wife of a Marine and someone who grew up in a military community, I understand the unique challenges military families face. I specialize in VA home loans and hold three certifications in VA financing, helping Veterans and active-duty service members confidently navigate eligibility, inspections, appraisals, and every step of the transaction.

Buying or selling a home is one of life’s biggest financial decisions. I take the time to understand your goals, develop a personalized strategy, and advocate for you from start to finish. Whether you’re moving across town or across the country, you can count on honest advice, local expertise, and a commitment to making your real estate experience as smooth and successful as possible.